/* NIFM Calculator Hub - shared stylesheet (extracted verbatim from the design pack) */
.nifm-calc {
  --nc-primary: #4285f4;
  --nc-primary-dark: #1a63d8;
  --nc-primary-soft: #eaf1fe;
  --nc-ink: #0c1821;
  --nc-body: #363a3d;
  --nc-muted: #6d6d6d;
  --nc-border: #e9eaf0;
  --nc-panel: #f4f7fa;
  --nc-white: #ffffff;
  --nc-pos: #1baf7a;
  --nc-pos-soft: #e6f6ef;
  --nc-neg: #eb6834;
  --nc-neg-soft: #fdece2;
  --nc-radius: 8px;
  --nc-shadow: 0 1px 2px rgba(12, 24, 33, .06), 0 4px 12px rgba(12, 24, 33, .04);
  --nc-series-1: #4285f4;
  --nc-series-2: #eb6834;
  --nc-series-3: #1baf7a;
  font-family: Roboto, "Helvetica Neue", Arial, sans-serif;
  color: var(--nc-body);
  font-size: 16px;
  line-height: 1.6;
}

.nifm-calc *, .nifm-calc *::before, .nifm-calc *::after { box-sizing: border-box; }
.nifm-calc img { max-width: 100%; height: auto; }


.nifm-calc .nc-wrap { max-width: 1120px; margin: 0 auto; padding: 0 16px; }
.nifm-calc .nc-narrow { max-width: 760px; }
.nifm-calc section.nc-block { padding: 28px 0; border-bottom: 1px solid var(--nc-border); }
.nifm-calc section.nc-block:last-of-type { border-bottom: 0; }


.nifm-calc h1, .nifm-calc h2, .nifm-calc h3, .nifm-calc h4 { color: var(--nc-ink); font-weight: 700; margin: 0 0 10px; line-height: 1.25; }
.nifm-calc h1 { font-size: 30px; }
.nifm-calc h2 { font-size: 23px; margin-top: 4px; }
.nifm-calc h3 { font-size: 18px; }
.nifm-calc h4 { font-size: 16px; }
.nifm-calc p { margin: 0 0 12px; }
.nifm-calc a { color: var(--nc-primary); text-decoration: none; }
.nifm-calc a:hover { color: var(--nc-primary-dark); text-decoration: underline; }
.nifm-calc a:focus-visible,
.nifm-calc button:focus-visible,
.nifm-calc input:focus-visible,
.nifm-calc select:focus-visible,
.nifm-calc [tabindex]:focus-visible,
.nifm-calc summary:focus-visible {
  outline: 2px solid var(--nc-primary);
  outline-offset: 2px;
  border-radius: 3px;
}
.nifm-calc .nc-lede { font-size: 18px; color: var(--nc-body); }
@media (max-width: 640px) { .nifm-calc .nc-lede { font-size: 16px; } }
.nifm-calc .nc-eyebrow { font-size: 12px; letter-spacing: .08em; text-transform: uppercase; color: var(--nc-muted); font-weight: 500; margin-bottom: 6px; }
.nifm-calc .nc-muted { color: var(--nc-muted); font-size: 14px; }
.nifm-calc .nc-num { font-variant-numeric: tabular-nums; }


.nifm-calc .nc-crumb { font-size: 13px; color: var(--nc-muted); padding: 14px 0 0; }
.nifm-calc .nc-crumb ol { list-style: none; margin: 0; padding: 0; display: flex; flex-wrap: wrap; gap: 6px; }
.nifm-calc .nc-crumb li + li::before { content: "/"; margin-right: 6px; color: var(--nc-border); }


.nifm-calc .nc-tool { display: grid; gap: 20px; margin: 10px 0 18px; }
@media (min-width: 900px) {
  .nifm-calc .nc-tool {
    grid-template-columns: minmax(0, 1fr) minmax(0, 1fr);
    align-items: start;
  }
  
  .nifm-calc .nc-tool .nc-results { position: sticky; top: 12px; }
}


.nifm-calc .nc-inputs { background: var(--nc-white); border: 1px solid var(--nc-border); border-radius: var(--nc-radius); padding: 18px; }
.nifm-calc .nc-field { margin-bottom: 14px; }
.nifm-calc .nc-field:last-child { margin-bottom: 0; }
.nifm-calc .nc-field label { display: block; font-size: 14px; font-weight: 500; color: var(--nc-ink); margin-bottom: 6px; }
.nifm-calc .nc-field .nc-field-hint { font-size: 13px; color: var(--nc-muted); margin: 4px 0 0; }
.nifm-calc .nc-field .nc-field-err { font-size: 13px; color: var(--nc-neg); margin: 4px 0 0; display: none; }
.nifm-calc .nc-field.nc-has-err .nc-field-err { display: block; }


.nifm-calc .nc-field-row-2 { display: grid; gap: 14px; }
.nifm-calc .nc-field-row-3 { display: grid; gap: 14px; }
@media (min-width: 560px) {
  .nifm-calc .nc-field-row-2 { grid-template-columns: 1fr 1fr; }
}
@media (min-width: 720px) {
  .nifm-calc .nc-field-row-3 { grid-template-columns: 1fr 1fr 1fr; }
}
.nifm-calc .nc-field-row-2 .nc-field, .nifm-calc .nc-field-row-3 .nc-field { margin-bottom: 0; }


.nifm-calc .nc-more-inputs { border: 1px solid var(--nc-border); border-radius: var(--nc-radius); padding: 10px 14px; background: var(--nc-white); margin-bottom: 14px; }
.nifm-calc .nc-more-inputs > summary { cursor: pointer; font-size: 14px; font-weight: 500; color: var(--nc-ink); list-style: none; min-height: 32px; display: flex; align-items: center; }
.nifm-calc .nc-more-inputs > summary::-webkit-details-marker { display: none; }
.nifm-calc .nc-more-inputs > summary::before { content: "+ "; color: var(--nc-primary); font-weight: 700; margin-right: 4px; }
.nifm-calc .nc-more-inputs[open] > summary::before { content: "- "; }
.nifm-calc .nc-more-inputs .nc-field:last-child { margin-bottom: 0; }


.nifm-calc .nc-inputrow { display: grid; grid-template-columns: minmax(0, 1fr) auto; gap: 10px; align-items: center; }
.nifm-calc .nc-inputrow input[type=number],
.nifm-calc .nc-inputrow input[type=text] {
  width: 100%; min-height: 44px; font-family: inherit; font-size: 16px;
  padding: 10px 12px; border: 1px solid var(--nc-border); border-radius: var(--nc-radius);
  background: var(--nc-white); color: var(--nc-ink); font-variant-numeric: tabular-nums;
}
.nifm-calc .nc-inputrow .nc-unit { font-size: 14px; color: var(--nc-muted); white-space: nowrap; padding: 0 4px; }
.nifm-calc input[type=range] {
  width: 100%; margin: 8px 0 2px; height: 28px; background: transparent;
  -webkit-appearance: none; appearance: none;
}
.nifm-calc input[type=range]::-webkit-slider-runnable-track { background: var(--nc-border); height: 4px; border-radius: 3px; }
.nifm-calc input[type=range]::-moz-range-track { background: var(--nc-border); height: 4px; border-radius: 3px; }
.nifm-calc input[type=range]::-webkit-slider-thumb {
  -webkit-appearance: none; appearance: none;
  width: 22px; height: 22px; border-radius: 50%;
  background: var(--nc-primary); border: 2px solid #fff; margin-top: -9px;
  box-shadow: 0 1px 2px rgba(12, 24, 33, .25);
}
.nifm-calc input[type=range]::-moz-range-thumb {
  width: 22px; height: 22px; border-radius: 50%;
  background: var(--nc-primary); border: 2px solid #fff;
  box-shadow: 0 1px 2px rgba(12, 24, 33, .25);
}
.nifm-calc .nc-range-labels { display: flex; justify-content: space-between; font-size: 12px; color: var(--nc-muted); margin-top: -2px; }


.nifm-calc .nc-chips { display: flex; flex-wrap: wrap; gap: 6px; margin-top: 8px; }
.nifm-calc .nc-chip {
  background: var(--nc-panel); border: 1px solid var(--nc-border); color: var(--nc-ink);
  font: inherit; font-size: 13px; padding: 7px 11px; border-radius: 99px; cursor: pointer; min-height: 32px;
}
.nifm-calc .nc-chip:hover { background: var(--nc-primary-soft); border-color: var(--nc-primary); color: var(--nc-primary-dark); }
.nifm-calc .nc-chip[aria-pressed="true"] { background: var(--nc-primary); border-color: var(--nc-primary); color: #fff; }


.nifm-calc .nc-tabs { display: flex; flex-wrap: wrap; gap: 4px; margin-bottom: 14px; border-bottom: 1px solid var(--nc-border); }
.nifm-calc .nc-tabs [role="tab"] {
  background: transparent; border: 0; padding: 10px 14px; font: inherit; font-size: 15px; font-weight: 500;
  color: var(--nc-body); border-bottom: 2px solid transparent; cursor: pointer; min-height: 44px;
}
.nifm-calc .nc-tabs [role="tab"]:hover { color: var(--nc-primary); }
.nifm-calc .nc-tabs [role="tab"][aria-selected="true"] { color: var(--nc-primary); border-bottom-color: var(--nc-primary); }


.nifm-calc select {
  width: 100%; min-height: 44px; font-family: inherit; font-size: 15px;
  padding: 9px 12px; border: 1px solid var(--nc-border); border-radius: var(--nc-radius);
  background: var(--nc-white); color: var(--nc-ink);
}


.nifm-calc .nc-actions { display: flex; flex-wrap: wrap; gap: 8px; margin-top: 12px; }
.nifm-calc .nc-btn {
  background: var(--nc-primary); color: #fff; font-size: 14px; font-weight: 500; padding: 10px 16px;
  border-radius: var(--nc-radius); border: 1px solid var(--nc-primary); cursor: pointer; min-height: 40px;
}
.nifm-calc .nc-btn:hover { background: var(--nc-primary-dark); border-color: var(--nc-primary-dark); color: #fff; }
.nifm-calc .nc-btn-ghost { background: transparent; color: var(--nc-primary); }
.nifm-calc .nc-btn-ghost:hover { background: var(--nc-primary-soft); color: var(--nc-primary-dark); }
.nifm-calc .nc-toggle { display: inline-flex; align-items: center; gap: 8px; font-size: 14px; color: var(--nc-body); margin-top: 6px; }


.nifm-calc .nc-results { background: var(--nc-panel); border: 1px solid var(--nc-border); border-radius: var(--nc-radius); padding: 20px; }
.nifm-calc .nc-headline { margin: 0 0 10px; }
.nifm-calc .nc-headline-num {
  display: block; font-size: 34px; line-height: 1.1; font-weight: 700; color: var(--nc-ink);
  font-variant-numeric: tabular-nums; letter-spacing: -0.01em; margin-bottom: 4px;
}
.nifm-calc .nc-headline-sub { font-size: 15px; color: var(--nc-body); }
@media (max-width: 480px) { .nifm-calc .nc-headline-num { font-size: 28px; } }

.nifm-calc .nc-working {
  background: var(--nc-white); border: 1px solid var(--nc-border); border-radius: var(--nc-radius);
  padding: 12px 14px; font-size: 14px; color: var(--nc-body); margin-top: 12px;
}
.nifm-calc .nc-working .nc-formula {
  font-family: "Roboto Mono", Consolas, monospace; font-size: 13px; color: var(--nc-ink);
  display: block; margin: 4px 0; font-variant-numeric: tabular-nums;
}
.nifm-calc .nc-working .nc-formula-label { font-size: 12px; text-transform: uppercase; letter-spacing: .06em; color: var(--nc-muted); font-weight: 500; }


.nifm-calc .nc-metrics { display: grid; grid-template-columns: repeat(auto-fit, minmax(130px, 1fr)); gap: 1px; background: var(--nc-border); border: 1px solid var(--nc-border); border-radius: var(--nc-radius); overflow: hidden; margin-top: 12px; }
.nifm-calc .nc-metrics div { background: var(--nc-white); padding: 10px 12px; }
.nifm-calc .nc-metrics dt, .nifm-calc .nc-metrics .nc-k { font-size: 12px; text-transform: uppercase; letter-spacing: .05em; color: var(--nc-muted); margin-bottom: 3px; }
.nifm-calc .nc-metrics dd, .nifm-calc .nc-metrics .nc-v { margin: 0; font-size: 15px; font-weight: 700; color: var(--nc-ink); font-variant-numeric: tabular-nums; }
.nifm-calc .nc-metrics-2x2 { grid-template-columns: 1fr 1fr; }
@media (min-width: 420px) {
  .nifm-calc .nc-metrics-grid3 { grid-template-columns: 1fr 1fr 1fr; }
}


.nifm-calc .nc-calc-note { margin: 10px 0 0; padding: 8px 10px; background: var(--nc-panel); border-left: 3px solid var(--nc-muted); border-radius: 0 var(--nc-radius) var(--nc-radius) 0; font-size: 13px; color: var(--nc-body); line-height: 1.4; }
.nifm-calc .nc-calc-note strong { color: var(--nc-ink); }


.nifm-calc .nc-stickybar {
  position: sticky; bottom: 0; left: 0; right: 0;
  display: none; background: var(--nc-white); border-top: 1px solid var(--nc-border);
  padding: 10px 16px; font-size: 14px;
  justify-content: space-between; align-items: center; gap: 10px;
  z-index: 5;
}
.nifm-calc .nc-stickybar .nc-sb-label { color: var(--nc-muted); font-size: 12px; text-transform: uppercase; letter-spacing: .05em; }
.nifm-calc .nc-stickybar .nc-sb-val { font-weight: 700; color: var(--nc-ink); font-variant-numeric: tabular-nums; font-size: 18px; }
@media (max-width: 899px) { .nifm-calc .nc-stickybar { display: flex; } }


.nifm-calc .nc-chartcard { background: var(--nc-white); border: 1px solid var(--nc-border); border-radius: var(--nc-radius); padding: 16px; margin-top: 16px; }
.nifm-calc .nc-chartcard h3 { font-size: 16px; margin: 0 0 4px; }
.nifm-calc .nc-chart-sub { font-size: 13px; color: var(--nc-muted); margin: 0 0 10px; }
.nifm-calc .nc-chart-wrap { position: relative; width: 100%; min-height: 60px; }
.nifm-calc .nc-chart-wrap svg { display: block; width: 100%; height: auto; }

.nifm-calc .nc-chartcard-inline { margin: 12px 0; padding: 10px 10px 12px; background: transparent; border: 0; border-radius: 0; }
.nifm-calc .nc-chartcard-inline .nc-chart-wrap { min-height: 180px; }

.nifm-calc .nc-chart-wrap-panel { max-height: 210px; }
.nifm-calc .nc-chart-wrap-panel svg { max-height: 210px; }

.nifm-calc .nc-chartcard-slim { background: transparent; border: 0; padding: 6px 0 0; margin: 10px 0 0; }
.nifm-calc .nc-chartcard-slim .nc-chart-wrap { min-height: 42px; }
.nifm-calc .nc-section-title { font-size: 20px; color: var(--nc-ink); font-weight: 700; margin: 24px 0 10px; }
.nifm-calc .nc-chartgrid { display: grid; gap: 14px; }
@media (min-width: 1000px) {
  .nifm-calc .nc-chartgrid { grid-template-columns: 1fr 1fr; }
}
.nifm-calc .nc-chartgrid > .nc-chartcard { margin-top: 0; }

.nifm-calc .nc-working-details { border: 1px solid var(--nc-border); border-radius: var(--nc-radius); padding: 10px 14px; background: var(--nc-white); margin: 10px 0; }
.nifm-calc .nc-working-details > summary { cursor: pointer; font-size: 14px; color: var(--nc-ink); list-style: none; }
.nifm-calc .nc-working-details > summary::-webkit-details-marker { display: none; }
.nifm-calc .nc-working-details > summary::before { content: "+ "; color: var(--nc-primary); font-weight: 700; margin-right: 4px; }
.nifm-calc .nc-working-details[open] > summary::before { content: "- "; }
.nifm-calc .nc-chart-wrap svg text { font-family: Roboto, "Helvetica Neue", Arial, sans-serif; font-size: 11px; fill: var(--nc-muted); }
.nifm-calc .nc-chart-wrap svg text.nc-axis-label { fill: var(--nc-muted); }
.nifm-calc .nc-chart-wrap svg text.nc-value-label { fill: var(--nc-ink); font-weight: 500; }
.nifm-calc .nc-chart-wrap svg .nc-grid { stroke: var(--nc-border); stroke-width: 1; fill: none; }
.nifm-calc .nc-chart-wrap svg .nc-axis { stroke: var(--nc-border); stroke-width: 1; fill: none; }
.nifm-calc .nc-chart-wrap svg .nc-zero { stroke: var(--nc-muted); stroke-width: 1; fill: none; stroke-dasharray: 2 3; }
.nifm-calc .nc-chart-wrap svg .nc-crosshair { stroke: var(--nc-muted); stroke-width: 1; fill: none; pointer-events: none; opacity: 0; }
.nifm-calc .nc-chart-wrap svg.nc-cross-active .nc-crosshair { opacity: 0.6; }
.nifm-calc .nc-chart-wrap svg .nc-hit { fill: transparent; stroke: transparent; cursor: crosshair; }

.nifm-calc .nc-legend { display: flex; flex-wrap: wrap; gap: 6px 14px; font-size: 13px; color: var(--nc-body); margin: 6px 0 10px; }
.nifm-calc .nc-legend span { display: inline-flex; align-items: center; gap: 6px; }
.nifm-calc .nc-legend i { width: 12px; height: 12px; border-radius: 2px; display: inline-block; }

.nifm-calc .nc-chart-tools { display: flex; flex-wrap: wrap; gap: 8px; margin-top: 8px; font-size: 13px; }
.nifm-calc .nc-chart-tools button {
  background: var(--nc-white); color: var(--nc-body); border: 1px solid var(--nc-border);
  padding: 6px 12px; border-radius: 99px; font: inherit; font-size: 13px; cursor: pointer; min-height: 34px;
}
@media (max-width: 640px) {
  .nifm-calc .nc-chart-tools button { min-height: 44px; padding: 10px 16px; font-size: 14px; }
}
.nifm-calc .nc-chart-tools button[aria-pressed="true"] {
  background: var(--nc-primary-soft); color: var(--nc-primary-dark); border-color: var(--nc-primary);
}

.nifm-calc .nc-tooltip {
  position: absolute; pointer-events: none; z-index: 2; background: var(--nc-white);
  border: 1px solid var(--nc-border); border-radius: 6px; padding: 8px 10px;
  box-shadow: var(--nc-shadow); font-size: 13px; color: var(--nc-ink);
  font-variant-numeric: tabular-nums; min-width: 120px; max-width: 220px;
  opacity: 0; transition: opacity .12s linear;
}
.nifm-calc .nc-tooltip.nc-tooltip-on { opacity: 1; }
.nifm-calc .nc-tooltip .nc-tt-row { display: flex; justify-content: space-between; gap: 10px; }
.nifm-calc .nc-tooltip .nc-tt-label { color: var(--nc-muted); font-size: 12px; }
.nifm-calc .nc-tooltip .nc-tt-key { display: inline-block; width: 8px; height: 8px; border-radius: 2px; margin-right: 6px; vertical-align: middle; }
.nifm-calc .nc-tooltip .nc-tt-x { color: var(--nc-muted); font-size: 12px; margin-bottom: 2px; }

.nifm-calc .nc-tableview { margin-top: 10px; overflow-x: auto; max-height: 300px; overflow-y: auto; border: 1px solid var(--nc-border); border-radius: var(--nc-radius); display: none; }
.nifm-calc .nc-tableview.nc-on { display: block; }
.nifm-calc .nc-tableview table { width: 100%; border-collapse: collapse; font-size: 14px; }
.nifm-calc .nc-tableview th, .nifm-calc .nc-tableview td { padding: 7px 10px; text-align: right; border-bottom: 1px solid var(--nc-border); font-variant-numeric: tabular-nums; }
.nifm-calc .nc-tableview th:first-child, .nifm-calc .nc-tableview td:first-child { text-align: left; }
.nifm-calc .nc-tableview thead th { background: var(--nc-panel); color: var(--nc-ink); position: sticky; top: 0; font-size: 12px; text-transform: uppercase; letter-spacing: .05em; }


.nifm-calc .nc-stacked { height: 14px; background: var(--nc-border); border-radius: 3px; overflow: hidden; display: flex; margin: 10px 0 6px; }
.nifm-calc .nc-stacked span { display: block; height: 100%; }


.nifm-calc .nc-card { background: var(--nc-white); border: 1px solid var(--nc-border); border-radius: var(--nc-radius); padding: 18px; }
.nifm-calc .nc-panel { background: var(--nc-panel); border: 1px solid var(--nc-border); border-radius: var(--nc-radius); padding: 18px; }
.nifm-calc .nc-note { background: var(--nc-primary-soft); border-left: 3px solid var(--nc-primary); border-radius: 0 var(--nc-radius) var(--nc-radius) 0; padding: 12px 16px; font-size: 15px; }
.nifm-calc .nc-warn { background: var(--nc-neg-soft); border-left: 3px solid var(--nc-neg); border-radius: 0 var(--nc-radius) var(--nc-radius) 0; padding: 12px 16px; font-size: 15px; }


.nifm-calc .nc-capsule { background: var(--nc-panel); border: 1px solid var(--nc-border); border-left: 3px solid var(--nc-primary); border-radius: 0 var(--nc-radius) var(--nc-radius) 0; padding: 14px 16px; font-size: 16px; margin-bottom: 18px; }


.nifm-calc .nc-faq details { border: 1px solid var(--nc-border); border-radius: var(--nc-radius); background: var(--nc-white); margin-bottom: 8px; }
.nifm-calc .nc-faq summary { cursor: pointer; padding: 13px 16px; font-weight: 500; color: var(--nc-ink); list-style: none; min-height: 44px; }
.nifm-calc .nc-faq summary::-webkit-details-marker { display: none; }
.nifm-calc .nc-faq summary::after { content: "+"; float: right; color: var(--nc-primary); font-size: 20px; line-height: 1; }
.nifm-calc .nc-faq details[open] summary::after { content: "-"; }
.nifm-calc .nc-faq .nc-a { padding: 0 16px 14px; }
.nifm-calc .nc-faq .nc-a p:last-child { margin-bottom: 0; }


.nifm-calc .nc-cta-inline { background: var(--nc-primary-soft); border: 1px solid #cfe0fd; border-radius: var(--nc-radius); padding: 14px 16px; margin: 14px 0 0; display: flex; flex-wrap: wrap; gap: 10px; align-items: baseline; justify-content: space-between; }
.nifm-calc .nc-cta-inline p { margin: 0; font-size: 15px; color: var(--nc-ink); }
.nifm-calc .nc-cta-mid { background: var(--nc-panel); border: 1px solid var(--nc-border); border-radius: var(--nc-radius); padding: 14px 16px; margin: 18px 0; font-size: 15px; }
.nifm-calc .nc-courses { display: grid; grid-template-columns: repeat(auto-fit, minmax(230px, 1fr)); gap: 12px; margin: 14px 0; }
.nifm-calc .nc-course { background: var(--nc-white); border: 1px solid var(--nc-border); border-radius: var(--nc-radius); padding: 14px 16px; display: grid; gap: 6px; }
.nifm-calc .nc-course:hover { border-color: var(--nc-primary); box-shadow: var(--nc-shadow); }
.nifm-calc .nc-course h4 { margin: 0; font-size: 15px; }
.nifm-calc .nc-course .nc-course-line { font-size: 13px; color: var(--nc-muted); }
.nifm-calc .nc-course .nc-course-price { font-size: 14px; font-weight: 500; color: var(--nc-ink); font-variant-numeric: tabular-nums; }
.nifm-calc .nc-course a { font-weight: 500; }


.nifm-calc .nc-article { display: grid; grid-template-columns: minmax(0, 1fr); gap: 24px; margin-top: 10px; }
@media (min-width: 1024px) {
  .nifm-calc .nc-article {
    grid-template-columns: minmax(0, 2fr) minmax(220px, 300px);
  }
}
.nifm-calc .nc-side { display: grid; gap: 14px; align-content: start; }
.nifm-calc .nc-side .nc-sidelist ul { list-style: none; padding: 0; margin: 0; display: grid; gap: 6px; font-size: 14px; }


.nifm-calc .nc-disclosure { background: var(--nc-panel); border-top: 2px solid var(--nc-border); margin-top: 28px; padding: 18px 16px; font-size: 13px; color: var(--nc-muted); line-height: 1.55; border-radius: 0 0 var(--nc-radius) var(--nc-radius); }
.nifm-calc .nc-disclosure strong { color: var(--nc-body); }
.nifm-calc .nc-disclosure p { margin-bottom: 8px; }
.nifm-calc .nc-disclosure p:last-child { margin-bottom: 0; }


.nifm-calc .nc-links { display: grid; grid-template-columns: repeat(auto-fit, minmax(190px, 1fr)); gap: 18px; padding: 24px 0; border-top: 1px solid var(--nc-border); }
.nifm-calc .nc-links h4 { font-size: 13px; text-transform: uppercase; letter-spacing: .06em; color: var(--nc-muted); font-weight: 500; }
.nifm-calc .nc-links ul { list-style: none; margin: 0; padding: 0; display: grid; gap: 6px; font-size: 15px; }


.nifm-calc .nc-hub-tools { display: grid; gap: 12px; margin: 16px 0 10px; }
.nifm-calc .nc-search { display: flex; flex-direction: column; gap: 4px; }
.nifm-calc .nc-search input { width: 100%; min-height: 44px; font-size: 16px; padding: 10px 14px; border: 1px solid var(--nc-border); border-radius: var(--nc-radius); background: var(--nc-white); color: var(--nc-ink); }
.nifm-calc .nc-search-note { font-size: 13px; color: var(--nc-muted); margin: 0; align-self: flex-start; }
.nifm-calc .nc-filters { display: flex; flex-wrap: wrap; gap: 6px; }

@media (max-width: 640px) {
  .nifm-calc .nc-filters-scroll {
    flex-wrap: nowrap; overflow-x: auto; overflow-y: hidden;
    padding: 2px 0 8px; margin: 0 -16px; padding-left: 16px; padding-right: 16px;
    -webkit-overflow-scrolling: touch;
  }
  .nifm-calc .nc-filters-scroll .nc-chip { flex: 0 0 auto; }
}
.nifm-calc .nc-hub-goals { display: grid; gap: 4px; margin: 10px 0 24px; padding: 14px 16px; background: var(--nc-panel); border: 1px solid var(--nc-border); border-radius: var(--nc-radius); }
.nifm-calc .nc-hub-goals li { list-style: none; margin: 0; padding: 4px 0; }
.nifm-calc .nc-hub-goals ul { margin: 0; padding: 0; list-style: none; }
.nifm-calc .nc-hub-goals a { font-weight: 500; }
.nifm-calc .nc-hub-goals h3 { font-size: 15px; color: var(--nc-ink); margin: 0 0 6px; }

.nifm-calc .nc-hub-group { margin: 20px 0 28px; }
.nifm-calc .nc-hub-group > header { display: flex; flex-wrap: wrap; justify-content: space-between; align-items: baseline; gap: 10px; margin-bottom: 10px; }
.nifm-calc .nc-hub-group h2 { margin: 0; }
.nifm-calc .nc-hub-count { font-size: 13px; color: var(--nc-muted); }
.nifm-calc .nc-hub-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(240px, 1fr)); gap: 12px; }

.nifm-calc .nc-card-calc { border-radius: var(--nc-radius); padding: 16px; display: flex; flex-direction: column; gap: 6px; }
.nifm-calc .nc-card-calc h3 { font-size: 16px; margin: 0; }
.nifm-calc .nc-card-calc p { margin: 0; font-size: 14px; color: var(--nc-body); }

@media (max-width: 640px) {
  .nifm-calc .nc-hub-grid { grid-template-columns: 1fr; gap: 6px; }
  .nifm-calc .nc-card-calc { padding: 10px 0; border-radius: 0; border: 0; border-bottom: 1px solid var(--nc-border); background: transparent; gap: 3px; }
  .nifm-calc .nc-card-calc h3 { font-size: 15px; }
  .nifm-calc .nc-card-calc p { font-size: 13px; }
  .nifm-calc .nc-card-calc.nc-is-link .nc-card-foot { padding-top: 2px; font-size: 13px; }
  .nifm-calc .nc-card-calc.nc-planned { border-style: solid; }
}

.nifm-calc .nc-card-calc.nc-is-link { background: var(--nc-white); border: 1px solid var(--nc-border); color: inherit; text-decoration: none; transition: border-color .12s, box-shadow .12s, transform .12s; }
.nifm-calc .nc-card-calc.nc-is-link h3 { color: var(--nc-primary); }
.nifm-calc .nc-card-calc.nc-is-link .nc-card-foot { margin-top: auto; padding-top: 10px; font-size: 14px; font-weight: 500; color: var(--nc-primary); }
.nifm-calc .nc-card-calc.nc-is-link:hover { border-color: var(--nc-primary); box-shadow: var(--nc-shadow); text-decoration: none; }
.nifm-calc .nc-card-calc.nc-is-link:hover h3 { color: var(--nc-primary-dark); }

.nifm-calc .nc-card-calc.nc-planned { background: var(--nc-panel); color: var(--nc-muted); border: 1px dashed var(--nc-border); }
.nifm-calc .nc-card-calc.nc-planned h3 { color: var(--nc-body); }
.nifm-calc .nc-card-calc.nc-planned .nc-card-reason { font-size: 13px; color: var(--nc-muted); }
.nifm-calc .nc-pill { display: inline-block; font-size: 11px; font-weight: 500; letter-spacing: .05em; text-transform: uppercase; padding: 3px 9px; border-radius: 99px; background: var(--nc-panel); color: var(--nc-muted); border: 1px solid var(--nc-border); }
.nifm-calc .nc-pill-soon { background: var(--nc-primary-soft); color: var(--nc-primary-dark); border-color: #cfe0fd; }
.nifm-calc .nc-hub-empty { padding: 30px 16px; text-align: center; color: var(--nc-muted); display: none; }
.nifm-calc .nc-hub-empty.nc-on { display: block; }


.nifm-calc .nc-btn.nc-flash { background: var(--nc-pos); border-color: var(--nc-pos); }


.nifm-calc .nc-sr { position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0, 0, 0, 0); white-space: nowrap; border: 0; }
.nifm-calc .nc-js-only { }
.nifm-calc.no-js .nc-js-only { display: none; }
.nifm-calc .nc-nojs-note { display: none; }
.nifm-calc.no-js .nc-nojs-note { display: block; }
.nifm-calc .nc-rowjust { display: flex; justify-content: space-between; align-items: baseline; gap: 10px; flex-wrap: wrap; }

@media (prefers-reduced-motion: reduce) {
  .nifm-calc * { animation: none !important; transition: none !important; }
}

@media print {
  .nifm-calc .nc-stickybar, .nifm-calc .nc-chart-tools, .nifm-calc .nc-cta-inline, .nifm-calc .nc-cta-mid, .nifm-calc .nc-courses { display: none; }
}


@media (max-width: 640px) {
  .nifm-calc .nc-metrics-grid3 > div:last-child:nth-child(odd) { grid-column: 1 / -1; }
  .nifm-calc .nc-filters-scroll { scrollbar-width: none; }
  .nifm-calc .nc-filters-scroll::-webkit-scrollbar { display: none; }
}


.nifm-calc [hidden] { display: none !important; }
.nifm-calc .nc-rows-title { font-size: 14px; font-weight: 500; color: var(--nc-ink); margin: 0 0 8px; }
.nifm-calc .nc-rows { display: grid; gap: 8px; margin-bottom: 10px; }
.nifm-calc .nc-row { display: flex; flex-wrap: wrap; gap: 8px; align-items: flex-end; padding: 10px; border: 1px solid var(--nc-border); border-radius: var(--nc-radius); background: var(--nc-white); }
.nifm-calc .nc-row-cell { flex: 1 1 96px; min-width: 0; margin: 0; }
.nifm-calc .nc-row-label { display: block; font-size: 12px; color: var(--nc-muted); margin-bottom: 3px; }
.nifm-calc .nc-row input, .nifm-calc .nc-row select { width: 100%; min-width: 0; box-sizing: border-box; min-height: 38px; padding: 6px 8px; font: inherit; font-size: 15px; color: var(--nc-ink); border: 1px solid var(--nc-border); border-radius: 6px; background: var(--nc-white); }
.nifm-calc .nc-row-del { min-height: 38px; padding: 0 10px; font: inherit; font-size: 13px; color: var(--nc-muted); background: none; border: 1px solid var(--nc-border); border-radius: 6px; cursor: pointer; }
.nifm-calc .nc-row-del:disabled { opacity: .4; cursor: default; }
.nifm-calc .nc-row-add { margin-bottom: 6px; }